HDM Value Proposition for Homeowners
View the video or read the article below
Value to the Homeowner
No Credit Check Required
HDM has no credit requirements for its Prepaid PPA. It is a one-time payment that a homeowner either pays in cash or by financing.Finance 15, 20 or 25% lessHDM will fund 15-25% of the installer’s turn-key price. The result for the customer is a 15-25% smaller loan.Financing less means a lower monthly paymentThe smaller loan that HDM makes possible, also means lower dealer fees (origination fees). That means lower payments and bigger savings.No need to stress about the tax credit
Oftentimes the ITC results in a lower tax bill, not a big tax return. Homeowners infrequently buy-down their loan with the proceeds. Monetize it now and you’re done.No surprise payments at month 16 or 18Solar loan payments are structured to dramatically increase in 16 to 18 months. Do an HDM Prepaid first, and get a smaller loan with lower payments start to finish.Ownership after six yearsAfter six years a homeowner can easily take ownership of the system. This flexibility distinguishes HDM from the other third-party-owned options.Production guaranteeThe quality and output of the system is protected by a production guarantee. If system output falls short, HDM will refund the customer for the kWh’s that weren’t produced.System MonitoringWith access to system monitoring on every project, the underwriting team confirms a quality installation is built with output that is meeting expectations.InsuranceHDM will carry insurance that covers all damage to and theft of HDM's Solar System.
Value to the Salesperson
Beat the Competition with Lower PaymentsA smaller loan is a competitive advantage. The customer saves more.
The Customer and Installer Win
HDM pays 15, 20 or 25%; the customer pays between 75-85%. The customer gets a discount without you lowering your price.
Simplify by Skipping the ITC
Financing solar projects is confusing with the ITC. With HDM, the customer saves now and is done with it.